Amounts are recalculated when you tab out of a cell or click "Calculate."

Current year        
Monthly benefit at age 65 ( from your current CPP statement of contributions )
Annual benefit at age 65        
Estimated annual indexation of CPP   Past CPP Index.
          2012 2.8%
Start at age   2011 1.7%
Start in year   2010 0.4%
% reduction/mo   2009 2.5%
% increase/mo   2008 2.0%
Present Value (PV) = the amount that would have to be invested at age 60 at the given rate of return in order to provide the future cashflows shown below. Receiving the present value at age 60 would be equivalent to receiving the CPP annual income amounts in future years. A higher value is better.
Calculate PV of cashflows up to & including age    
Using a rate ofreturn of    
         
PV      
             
  Annual CPP Income Amounts Cumulative
Age
60

These calculators are for educational purposes only. You should not rely on the results as an indication of your financial needs and we recommend that you seek out your own legal, accounting, tax or professional advice. Any information is neither intended to be, or should be construed to be, investment or legal advice or an endorsement of any particular method of investing.