Calculators
We have provided the following online calculators to help you with your financial decisions.
These calculators are for educational purposes only. You should not rely on the results as an indication of your financial needs and we recommend that you seek out your own legal, accounting, tax or professional advice.
Any information is neither intended to be, or should be construed to be, investment or legal advice or an endorsement of any particular method of investing.
- Annual Retirement Income - Use this calculator to find the annual income on your investments.
- Borrow for RRSP? - Use this calculator to help decide if you should borrow for RRSPs.
- Borrow to Invest? - Weigh advantages of borrowing to invest in stocks and exchange traded funds (ETFs) at different interest rates.
- CPP Retirement Pension - Find how much Canada Pension Plan retirement you will collect based on the age at which you start collecting.
- Investment Returns - Find the return on your investment portfolio.
- Loan Mortgage - Compare up to 3 different payment options for your loan/mortgage and how much interest savings paying down your debt more quickly gives you.
- Net Worth - Calculate your net worth taking assets and debt into account.
- Present and Future Value - Find how much you need to invest to achieve a desired future value, how much future value your present will give over time, the interest rate required or the time period.
- RRIF - Calculate minimum withdrawals for your RRIF as specified by the Income Tax Act, how long your RRIF will last using a fixed annual withdrawal adjusted for inflation, and the maximum annual withdrawals that can be made.
- RRSP/RRIF Withdrawl - Calculate the before-tax income provided by your registered investments at different rates of return, and minimum, maximum, and fixed annual withdrawls.
- RRSP vs Mortgage - Calculate if it's better to contribute to your RRSP or increase monthly mortgage payments.
- TFSA vs RRSP - Decide which account is better for your needs.